SIPP mortgage UK

Assuming there are enough assets in a pension scheme, the scheme could be used to purchase commercial property in the UK or abroad. If the market value of the scheme is not enough to purchase the property outright, then the pension scheme can borrow up to 50% of the market value of the scheme i.e. the scheme can purchase property worth up to 150% of the market value of the scheme.

The member will have to ensure that the pension scheme has enough assets in the scheme to pay for all costs involved in the purchase e.g. legal fees.